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Luxury car driving along a back-country road towards Lake Hawea, Wanaka, with the mountains beyond

Real story Luxury in retirement

Stephen and Michael*, aged 55 and 65, are both consultants and have no children.

Current financial situation

The couple is debt free and own various properties including their family home worth $1.5 million, a $700,000 holiday home and a rental worth $800,000. They have private superannuation worth $300,000, a DIY share portfolio of about $700,000, an account with a fund manager of $3 million and ownership stake in a business worth $1 million.

Future lifestyle goals

Stephen and Michael want to exit the business and retire within five years. They aim to have an annual retirement income of $150,000 and want to continue to travel overseas and buy luxury cars if they choose. Socially responsible and sustainable investment is important to the couple and they are interested in philanthropy in retirement.

How Bloomsbury helped

We reviewed and rearranged Stephen and Michael's investments into a more targeted strategy. We were able to increase the expected returns from their investments by $52,000 per annum.

We developed a socially-minded investment portfolio geared towards imminent retirement and income needs. We arranged for an external specialist to review the business shareholding and provide exit guidance. We then put a strategy in place around a future exit.

Result

The couple has deferred their philanthropy aims for the next couple of years while they prepare for retirement but will reassess this once their business exit is finalised.

They are now confident they will have an enjoyable, active and rewarding retirement with the ability to travel, buy luxury vehicles and donate to charitable organisations as they choose.

* Names have been changed to protect privacy


Real story 1 - All about the family

All about the family

We helped this couple increase annual returns by $25,000 so they can better support their children. Read more about All about the family

Real story 2 - Retirement full of 'work' and play

Retirement full of 'work' and play

A working retirement full of overseas travel is a common goal for many clients. Read more about Retirement full of 'work' and play

Real story 3 - Philanthropy through ethical investing

Philanthropy through ethical investing

This couple wanted to help charity through their investments but were not sure how to start. Read more about Philanthropy through ethical investing

Real story 4 - Luxury in retirement

Luxury in retirement

The expected returns from these clients' investments were boosted by $52,000 per annum. Read more about Luxury in retirement

Real story 5 - Philanthropic focus

Philanthropic focus

We help clients consolidate complicated and neglected financial affairs to reach their goals. Read more about Philanthropic focus

Real story 6 - Caretakers of wealth for future generations

Caretakers of wealth for future generations

Inheritance can be a perceived burden. We helped this couple think otherwise. Read more about Caretakers of wealth for future generations

Real story 7 - Exclusive VIP requirements

Exclusive VIP requirements

We offer an exclusive investment service for those who want something extra special. Read more about Exclusive VIP requirements

Real story 8 - Privacy is paramount

Privacy is paramount

Privacy is a common client concern. We will ensure complete confidentiality and discretion. Read more about Privacy is paramount

Real story 9 - Growing estate for heirs

Growing estate for heirs

This highly successful retired couple needed advice on their considerable investments. Read more about Growing estate for heirs

Real story 10 - Worry-free widowed future

Worry-free widowed future

Instead of being concerned about finances, this client can now enjoy her future. Read more about Worry-free widowed future

Real story 11 - Single and wanting early retirement

Single and wanting early retirement

Good planning means early retirement on one income is accessible. Read more about Single and wanting early retirement